BUILT FOR THE CIMA/OHADA REGION

The collections and renewals platform built for the CIMA/OHADA region

Automate reminders for insurance premiums, loan instalments and savings deadlines. Track your collections in real time, without leaving your dashboard.

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No commitment - Dedicated demo environment
app.papillon-collection.com
Papillon Collection dashboard: directory of the insured portfolio, showing active contracts, total premium and renewal rate.

Built on compliant infrastructure - native integration with West Africa's mobile-money and banking rails

PayDunyaInTouchPawaPayOrange MoneyMTN Money
THE MANUAL PROCESS COSTS YOU

Every unpaid premium is a renewal at risk

01

Scattered files

Excel spreadsheets that are never up to date, one per agent, impossible to consolidate.

02

Reminders by hand

Phone calls one by one, forgotten deadlines, no trace of what was sent or promised.

03

Lost renewals

Contracts that lapse for lack of follow-up, and premium revenue that walks out the door.

WHAT THE PLATFORM DOES

The whole collections cycle, in a single tool

[ screenshot ] automated reminders

Automated SMS & email reminders

Reminder scenarios triggered on the right dates, by deadline type, with an integrated mobile-payment link.

Payments screen: collected this month, successful, pending and failed payments, with the Mobile Money transaction list.

Collections dashboard

Collected, pending, to be chased - by portfolio and by agent, in real time.

Policyholder portal on mobile: choosing a Mobile Money payment method and entering the number to settle the renewal.

Integrated mobile payment

PayDunya, InTouch, PawaPay, Orange Money, MTN Money - collect directly from the reminder.

[ screenshot ] multi-tenant

Secure multi-tenant

Data isolated per client, AES-256 encryption, on-premise database possible.

HOW IT WORKS

From the deadline file to collection, in three steps

  1. 01

    Import your deadline files

    Insurance premiums, loan or savings instalments - each portfolio is isolated per client.

  2. 02

    Automate the reminders

    SMS and email scenarios triggered on the right dates, with an integrated mobile-payment link.

  3. 03

    Track collections

    A real-time dashboard: what's paid, pending, to be chased. Nothing slips through.

SECURITY & COMPLIANCE

Built to your regulator's and your DSI's standards

Your clients are regulated by CIMA, BCEAO and OHADA. Papillon Collection is built to fit those requirements: data isolated per tenant, encrypted, and hostable on a sovereign infrastructure.

AES-256-GCMARGON2IDTENANT ISOLATION
TENANT
Isolation per client
Each client's data is strictly partitioned. On-premise database possible on request.
CRYPTO
Latest-generation encryption
AES-256-GCM (random 32-byte DEK, 12-byte IV, 128-bit tag). Operator passwords delegated to Keycloak (Argon2id), never stored by PCS.
HOST
Sovereign hosting
Demo hosted in the EU (Lithuania); production on an Ivorian cloud provider.
PART OF THE ALTARYS ECOSYSTEM

Papillon Collection is published by ALTARYS LABS, alongside monassurance.africa and mon-echeance.com - a suite dedicated to insurance and payment deadlines across the region.

PRICING

Priced to your volume

Pricing is tailored to the number of portfolios and deadlines you manage. Talk to our team for a quote fitted to your structure.

On quote
  • Unlimited portfolios and deadlines
  • SMS & email reminders and mobile payment included
  • Isolated tenant, on-premise option
  • Onboarding and support included
Contact our sales team
REQUEST A DEMO

See PCS on your own use case

Tell us which scenario you want to see. We'll email you an invitation to set your password and access a dedicated demo environment.

Data isolated per client - AES-256 encryption - No commitment
USE CASE FOR THE DEMO